15445 Potomac River Drive • Cobb Island, MD 20625

$935,000 Beds: 4 • Baths: 3 full • Sq. Feet: 2554 • MLS ID: MDCH2053108 • Subdivision: COBB ISLAND • School Dist: CHARLES COUNTY PUBLIC SCHOOLS
This waterfront 4 bedroom, 3 bathroom retreat is perfectly positioned on the Potomac River with sweeping views and unforgettable sunsets. Offered fully furnished, this home is truly move-in ready—whether you’re looking for a primary residence, a second home, or an Airbnb investment. Completely reimagined in 2022, the property was lifted to meet modern floodplain requirements and enhanced with a full remodel and addition, blending timeless coastal charm with today’s comfort and efficiency. Inside you are greeted by floor-to-ceiling water views framed by expansive windows and doors across the back of the home. The open main level features a wood-burning insert fireplace separating the kitchen and family room, a shiplap ceiling, and durable LVP flooring. The gourmet kitchen boasts all new appliances, including an 8-burner double oven gas range, while the adjacent partially covered deck with Trex flooring and hot tub invites you to relax or entertain outdoors. The layout is both functional and inviting, offering a first-floor bedroom and bath, two additional bedrooms and a spa-inspired bath upstairs, plus a stunning owner’s suite with commanding Potomac River views. Bathrooms are all new, with a soaking tub upstairs and a dual-head shower downstairs. Every bedroom is equipped with its own ductless mini-split for customized comfort and energy savings. Additional highlights include bamboo flooring upstairs, craftsman trim, a whole-house water filter, new well tank, and tankless Infinity water heater. A finished bunk room (possible 5th bedroom) above the detached workshop with its own entrance and mini-split HVAC adds versatile space for guests, hobbies, or work. The property also features a pier with a 10,000 lb boat lift, making it easy to explore the Potomac River, Wicomico River, and Neale Sound. Life on Cobb Island is as special as the home itself. This golf-cart and water-access community offers no HOA, yet the Citizens Association keeps the island lively with events like Cobb Island Day, Witches on the Water, Monarch Mania, and the Lighting of the Christmas Crab Basket Tree. Local marinas, restaurants, and the recently updated market are all just a short stroll or cart ride away. Fully furnished and turnkey, this is waterfront living at its finest and ready for you to start making memories from day one. View this listing at: http://juliedimaggiorealtor.com/mls=MDCH2053108

Property Features

  • Taxes: $6,988
  • Exterior: Cement Siding,Composition
  • Lot Size: 0.32 Acres
  • Lot Dimensions: 0.32 Acre(S)
  • Heating: Heat Pump(s)
  • Fuel Type: Electric
  • Cooling: Central A/C
  • Year Built: 1937
  • Fireplaces: 1
  • Water: Well
  • Sewer: Public Sewer
  • Stories: 2.0
  • Additional Structures: Above Grade,Below Grade
  • Structure Type: Detached
  • Rooms: Living Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Laundry,Bathroom 2,Bathroom 3,Primary Bathroom
  • Lake Name: Potomac River
  • SQFT Total Finished: 2554
  • SQFT Above Finished: 2554
  • Waterfront: Exclusive Easement,Private Dock Site
  • Water Access: Canoe/Kayak,Fishing Allowed,Private Access,Boat - Powered

School Information

  • High School: LA PLATA
  • Middle School: PICCOWAXEN
  • Elementary School: DR. THOMAS L. HIGDON
  • School District: CHARLES COUNTY PUBLIC SCHOOLS
Printed April 06, 2026


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